Saddle bags are in. I mean the real bag and not the one that you want to remove surgically from your body.
You know where saddle bags will lead to... equestrienne look. Right! Take a look at this Marc Jacobs 'Saddlery Sophie' shoulder bag that is oh so equestrienne. This is one of the best saddle bags I have seen so far. It has a removable buckled leather strap with top handle to make it into a satchel.
You can have this at Zappos for $478.